Getpaid
bycard.
Spendbycard.
Share a payment link to receive card payments — Visa, Mastercard, Apple Pay, Google Pay — with instant USDT settlement, anywhere in the world. Issue your own virtual or metal Visa to spend it back out wherever cards are accepted.
Get paid by card.
Instantly. Globally.
Share an OwnPay link or QR. Anyone, anywhere can pay with their existing Visa, Mastercard, or wallet — buyers tap the link, sign in with email or Google in seconds (we spin up their wallet behind the scenes), and the funds land in your USDT balance in seconds. Higher-risk verticals usually wait two weeks; with OwnPay it's the time it takes to send a text.
- Payment links + QR. Drop a link in a bio, message, invoice, or sticker. Buyers tap, breeze through a five-second email or Google check, then pay.
- Card or crypto checkout. Visa, Mastercard, Apple Pay, Google Pay, or USDT direct. Buyers pick what suits them — it all settles to USDT in your wallet.
- Instant USDT payout. Funds land in your wallet in seconds, not 7–21 days. Withdraw on-chain or top your card straight after.
Get your
card today.
Issue a virtual Visa in minutes and start paying online straight away. Order a metal card when you're ready to tap and go in person.
- Virtual card the moment you sign up
- Metal card with engraved details
- Apple Pay and Google Pay supported
Free crypto
& fiat top-up.
Easy top up. Fast processing. Zero commission on incoming crypto deposits. USDT on Tron, Ethereum, Solana — pick your chain.
Use it like
any other card.
Pay anywhere
Tap, swipe, or paste — Visa is accepted in 200+ countries and at every major online store.
Pay online
One-tap autofill in checkout pages. 3-D Secure handled inside the OwnPay app.
Pay in stores
Add the metal card to Apple Pay or Google Pay and tap to pay at any contactless terminal.
Built on
licensed rails.
Regulated card issuance
Cards issued under our licensed BIN sponsor. Fully compliant Visa member processing.
KYC where required
Light verification for everyday spend. Full KYC unlocks higher limits and the metal card.
Self-custody wallet
USDT balances are yours. Withdraw on-chain to any wallet at any time.
Local rules apply
Use of OwnPay is subject to the laws of your jurisdiction. We don't operate in sanctioned regions.
One link.
One card.
One wallet.
Get paid by card with instant USDT payout. Spend it back out on your own virtual or metal Visa. Open OwnPay and do both before this page finishes loading.
Get OwnPay